What is Kidnap & Ransom Insurance?
Kidnap and ransom (K&R) insurance provides financial support and crisis management if your employees or family members face kidnapping, extortion, or illegal detention. It’s vital for businesses or travelers in high-risk regions.
Cover Your Business or Family From:
Kidnapping
Illegal Detention
Extortion
Cyber Extortion
Transit Hijacking
Crisis Response Costs
FAQ
Who needs kidnap & ransom insurance?
Businesses with employees who travel abroad, executives, public figures, or families living in or visiting high-risk areas should consider K&R insurance.
What does K&R insurance cover?
It covers ransom payments, crisis response, negotiator fees, legal costs, and medical or psychiatric care after an incident.
Does K&R insurance cover cyber extortion?
Yes, many policies now include coverage for threats to steal data, disrupt systems, or demand payment via cyber means.
Is the existence of K&R coverage disclosed?
Coverage is confidential to avoid increasing risk—policies are not publicized and are handled discreetly by insurers.